Finland (Suomi) is known for its high quality of life, safety, and cleanliness. If you’re planning to move here, understanding the cost of living in Finland (elinkustannukset Suomessa) is crucial. This guide breaks down the main expenses for newcomers so you can budget effectively.
1. Housing and Rent (Vuokra ja Asuminen)
Housing is usually the largest monthly expense. Rent varies by city:
- Helsinki: €900–€1,500/month
- Espoo / Vantaa: €700–€1,200
- Tampere / Turku: €600–€1,000
- Smaller cities: €450–€800
Tips:
- Look for apartments on Oikotie.fi or Vuokraovi.fi
- Consider shared apartments (kimppa) to reduce costs
2. Food and Groceries (Ruoka ja Vähittäiskauppa)
Monthly groceries for one person: €200–€350. Common prices:
- Milk (Maito) 1L: €1
- Bread (Leipä) 500g: €2
- Chicken (Kana) 1kg: €6–€8
- Rice (Riisi) 1kg: €1.50
Tips:
- Shop at Lidl or Prisma for lower prices
- Buy seasonal vegetables and local produce
3. Transportation (Liikkuminen)
Finland has excellent public transport:
- City transport card (HSL-kortti): €30–€70/month
- Trains (VR-junat): €10–€30 depending on distance
Tip: Consider biking (pyöräily) for short distances in cities.
4. Utilities & Internet (Sähkö ja Internet)
- Electricity & water: €40–€70/month
- Mobile & internet: €15–€25/month
- Heating often included in rent
5. Eating Out & Entertainment (Ulkonasyminen ja Viihde)
- Lunch (Lounas): €10–€15
- Dinner (Illallinen): €15–€25
- Cinema (Elokuvateatteri): €10–€15
Tip: Take advantage of daily lunch specials and cultural events.
6. Miscellaneous (Muut)
Gym membership (Kuntosali): €25–€50/month
- Coffee or snacks (Kahvi / Välipala): €2–€5
- Winter clothing (Talvivaatteet) is essential
7. Summary Table
| Category | Cost (€) |
|---|---|
| Rent | 600–1,500 |
| Groceries | 200–350 |
| Transportation | 30–70 |
| Utilities & Internet | 55–95 |
| Eating Out & Entertainment | 50–100 |
| Miscellaneous | 50–100 |
Estimated Total: €985–€1,915/month
Conclusion
Living in Finland (Suomi) is manageable with proper budgeting. By understanding rent, groceries, transport, and utilities, newcomers can enjoy a smooth transition.