Cost of Living in Finland for Beginners (Elinkustannukset)
Finland is one of the safest and cleanest countries in Europe. If you plan to move here, understanding the cost of living in Finland (elinkustannukset) is essential. This guide will help you budget for rent, groceries, transportation, utilities, and daily expenses.
1. Housing and Rent (Vuokra)
Rent is the biggest monthly expense. Prices vary by city:
- Helsinki: €900–€1,500/month
- Espoo / Vantaa: €700–€1,200
- Tampere / Turku: €600–€1,000
- Smaller cities: €450–€800
Tips: Check listings on Oikotie.fi or Vuokraovi.fi (rental websites).
2. Food and Groceries (Ruoka & Vähittäiskauppa)
Average monthly grocery cost: €200–€350 per person.
Common items:
- Milk (Maito) 1L: €1
- Bread (Leipä) 500g: €2
- Chicken (Kana) 1kg: €6–€8
- Rice (Riisi) 1kg: €1.50
Tips: Shop at Lidl or Prisma for savings.
3. Transportation (Liikkuminen)
Public transport is reliable:
- City transport card (HSL-kortti): €30–€70/month
- VR trains (junat) between cities: €10–€30
4. Utilities & Internet (Sähkö ja Internet)
- Electricity & water: €40–€70/month
- Mobile & internet (Mobiili ja Internetti): €15–€25/month
- Heating often included in rent
5. Eating Out & Entertainment (Ulkonasyminen ja Viihde)
- Lunch (Lounas) €10–€15
- Dinner (Illallinen) €15–€25
- Cinema (Elokuvateatteri) €10–€15
Finland is not “cheap,” but it is predictable and manageable. With smart planning, you can live comfortably and enjoy a high quality of life.