Finland First Week Checklist (Ensimmäisen viikon tarkistuslista)
Your first week in Finland sets the tone for a smooth start. With a few smart priorities — registration, bank, SIM card, and housing basics — you’ll be ready to navigate your new life. This checklist explains the essential steps newcomers should take in their first seven days.
Day 1–2: Arrival essentials
After you land, prioritize immediate practicalities:
- Temporary accommodation: Confirm your temporary stay (hotel, Airbnb, hostel).
- SIM card (SIM-kortti): Buy a local SIM at airport kiosks, carrier stores, or R-kiosks to stay connected.
- Cash and cards: Withdraw a small amount of euros and check if your debit/credit cards work.
If you arrive late, do the basics and rest. Many tasks can wait a day.
Day 2–4: Register and get official documents
Register your address (if you have a long-term place) with the Digital and Population Services Agency (DVV / Digi- ja väestötietovirasto). Registration often gives you your Finnish identity code (henkilötunnus), which you’ll need for many services.
If your visa or residence permit requires in-person steps, follow the guidance from Migri (Finnish Immigration Service).
Day 3–5: Bank account and tax card
Open a Finnish bank account (pankkitili) as soon as possible — employers, landlords, and many services require a local bank account. Most banks will ask for your passport, residence permit, and proof of address.
Apply for a Finnish tax card (verokortti) if you will work; employers need it to withhold correct taxes. The Finnish Tax Administration (Vero) allows online or in-person applications.
Day 4–6: Health and KELA
Visit the local health center (terveysasema) website to learn how to register for municipal health services. If eligible, apply for KELA benefits (social security) — this may take time, so initiate early.
Day 5–7: Housing checks and utilities
If you are moving into longer-term housing:
- Inspect the apartment and confirm the move-in condition (take photos).
- Set up utilities, internet, and electricity contract (sähkö).
- Register for local waste collection and building services if required.
Ongoing tasks (first month)
- Learn local transport: Get an HSL card (HSL-kortti) if in the capital region.
- Apply for local services: Library card, student services (if applicable), and local ID card if needed.
- Meet locals & communities: Join expat groups and local community events to settle socially.
See our full Moving page for deeper step-by-step guidance.
DVV — Digital and Population Services Agency: https://dvv.fi/en
FAQ — First week in Finland
Q: How soon should I open a bank account?
A: Within the first week if possible; it’s needed for salary, rent, and bills.
Q: Is KELA immediate?
A: No—apply early. KELA decisions and benefits can take time.
Q: Do I need a Finnish phone number for registration?
A: Many services request a contact number; a local SIM helps.